If you’ve suffered an injury at work, understanding workers’ compensation details can help you recover. Missouri’s workers’ compensation system can benefit employees who suffer work-related injuries or illnesses. It ensures they receive the necessary care and support without lengthy legal battles.
Medical expenses
Workers’ compensation provides coverage for medical expenses related to workplace injuries. This includes all necessary treatments related to the work injury and any other medical services. It ensures injured workers receive appropriate and timely medical care to facilitate their recovery and return to work.
Temporary Total Disability benefits
If your injury prevents you from working for more than three consecutive days, you may be eligible for Temporary Total Disability (TTD) benefits.
TTD benefits compensate you for lost wages during the no-working period. In Missouri, the courts typically calculate your TTD benefits as two-thirds of your average weekly wage.
Permanent Partial Disability and Permanent Total Disability
Sometimes, workplace injury results in permanent impairment. In this case, workers’ compensation may provide Permanent Partial Disability (PPD) or Permanent Total Disability (PTD) benefits. You can get PPD benefits if you can still work but have a lasting impairment.
Vocational rehabilitation
Missouri workers’ compensation may cover vocational rehabilitation services if you’re unable to return to your previous job. These services include job training, education, and other assistance to help you find suitable employment.
If you are injured at work, navigating the workers’ compensation system is crucial for a smooth recovery. Knowing your rights and available benefits ensures you receive the necessary support and care.