After a work injury or your diagnosis resulting in a job-acquired medical condition, claiming benefits from Missouri workers’ compensation will help you during your recovery. You can count on full coverage for your medical treatment related to the work injury or illness.
Unlike medical care received through standard health insurance, workers’ compensation medical benefits do not come with any co-pay, co-insurance or deductible costs for the injured worker. Additionally, you can possibly receive disability benefits if you need to take a leave of absence from work during your recovery.
How much will you receive from workers’ compensation disability benefits?
Missouri offers a portion of your average weekly wage
Workers’ compensation disability benefits will not fully replace the wages you do not earn during recovery from an injury or work-related illness. At most, you may be able to receive two-thirds of your average weekly wage for as long as you qualify for disability benefits.
However, the state does have a maximum benefit amount, which means that if you earn a higher wage than many other people, the disability benefits you receive may be substantially less than two-thirds of your usual paycheck.
Currently, the maximum weekly benefit available for a worker with a total disability rating is $1,082.22. For those with a partial disability, the maximum benefit is $566.88 per week. Workers can continue receiving those benefits until they can go back to work.
Learning more about the benefits available through Missouri workers’ compensation can help you connect with the support you need while you recover from a work-related medical issue.
