SSDI claim denials are increasing, posing challenges for those seeking financial help due to disabilities. Several factors contribute to this trend.
Understanding why SSDI claim denials are on the rise and what applicants can do to boost their chances of approval is helpful for anyone navigating the disability benefits application process.
Factors contributing to claim denials
Several factors contribute to the rise in SSDI claim denials. Stricter eligibility criteria set by the Social Security Administration require applicants to provide comprehensive medical evidence to support their disability claims. Also, the backlog of applications has resulted in longer processing times. This has led to delays and increased scrutiny of claims. Changes in SSA policies and procedures have also contributed to the rise in denials, making it harder for people to qualify for benefits.
Steps that may increase approval chances
Despite the rise in SSDI claim denials, there are steps people can take to increase their chances of approval. Providing thorough and accurate medical documentation that demonstrates the severity and impact of a disability is one such step This includes medical records, treatment history and supporting statements from health care providers. Seeking help from vocational experts or disability advocates can also strengthen a case. Understanding the SSA’s evaluation criteria and appealing a denial if necessary are also important steps in securing SSDI benefits.
According to NerdWallet, SSDI denials have increased between 1999 and 2021. Also, only 31% of applicants had their claims approved between 2010 and 2021. Those who have their initial claims denied may decide to appeal the decision by requesting a reconsideration.
