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What is necessary to qualify for SSD?

When facing a disabling condition, navigating the complexities of Social Security Disability benefits can be a daunting task.

There are specific criteria one must meet to qualify for SSD.

Sufficient work credits

One primary criterion for eligibility is having accumulated sufficient work credits. You earn work credits based on your employment history and they vary depending on your age at the time of disability. The Social Security Administration looks at your recent work history to determine if you have contributed adequately to the Social Security system.

Severe impairment

According to the Bureau of Labor Statistics, the unemployment rate for people with disabilities is twice as high as for those who are not disabled. To qualify for SSD, you must have a severe impairment that significantly limits your ability to perform basic work-related activities. This impairment must have lasted, or doctors expect it to last, for a continuous period of at least 12 months or result in death. The SSA maintains a comprehensive list of medical conditions that automatically qualify as severe impairments, known as the Blue Book.

Inability to perform substantial gainful activity

Applicants must demonstrate an inability to engage in substantial gainful activity due to their medical condition. SGA refers to work that generates a certain level of income, set by the SSA each year. If your disability prevents you from earning this income, you may meet this qualification.

Age and work requirements

The SSA considers your age, education and work experience when evaluating your eligibility for SSD. For instance, individuals over 50 may find it easier to qualify if they can demonstrate they cannot perform the work they did before and cannot adjust to other types of work.

Application process

Initiating the application process involves completing the required forms and providing comprehensive medical documentation. The SSA may request additional information or medical exams during the evaluation process.

It is important to understand the necessary qualifications for Social Security Disability in Missouri to navigate the application process. By meeting the outlined criteria and presenting a strong case, individuals can enhance their chances of receiving the support they need during challenging times.